RITE Rewards Checking

Make everyday shopping a lot more rewarding—earn 2.00% cash back on debit card purchases, up to $96 cash back per year*. Plus, get rebates on ATM surcharges, nationwide*.

Features:

  • 2.00% cash back on debit card purchases*
  • No category restrictions on purchases
  • Cash back earned on up to $400 in purchases monthly
  • Earn up to $96 cash back per year, $8 per month
  • Unlimited rebates on ATM surcharges, nationwide*
  • No minimum balance to earn rewards

How to Earn Your Rewards (It’s Easy!)

To earn your rewards, just complete the following transactions and activities in your RITE Rewards Checking account during each Monthly Qualification Cycle*:

  • Have at least 12 debit card purchases post and settle
  • Be enrolled in, receive and review eStatements
  • Have at least 1 direct deposit or automatic payment (ACH) transaction post and settle

If you don’t meet these qualifications, your account is still free

And you can get right back to earning cash rewards the very next cycle that you qualify.

*Qualification Period is the time in which a customer must have met the account minimum requirements.  This must occur on or after the Begin Date and finish no later than the End Date.

Each depositor is insured by the FDIC to at least $250,000. All deposits above the FDIC insurance amount are insured by the Depositors Insurance Fund (DIF).

*When monthly qualifications are met, you receive: (1) 2.00% cash back on qualifying debit card purchases, up to a total cash back of $8, that post and settle to your account during the monthly qualification cycle; and (2) Unlimited national ATM surcharge rebates for charges posted and settled to the account during the monthly qualification cycle. Cash Back rewards and ATM surcharge rebates will be credited on the last day of the monthly statement cycle if qualifications are met within the monthly qualification cycle. If monthly qualifications are not met, the account will not receive cash back rewards and ATM surcharges will not be reimbursed for that period.

To qualify you must have at least: (1) 12 posted and settled Debit Card purchases (ATM transactions and debit card purchases processed as ATM transactions do not count towards qualifying debit card purchases); (2) Be enrolled in, receive and review eStatements; and (3) Have 1 direct deposit or automatic payment (ACH) post and settle during the monthly qualification cycle (transfers between accounts within our bank or via online banking do not count towards qualifying ACH or bill pay transactions). Qualifying transactions must post and settle to account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post and settle to an account. “Monthly qualification cycle” is in line with your “Statement Cycle”. “Statement Cycle” means the period of time for which the Bank provides a summary of the financial activities and transactions that post and settle to your account. If monthly qualifications are not met, this account will still function as a free account, with no monthly service fee. Minimum to open account is $25. No minimum balance required to earn rewards or maintain account. If account balance is $0.00 or less for 60 consecutive days the account will be closed. Available as a personal account only.